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Dealer Finance Plans vs. Bank Auto Financing

Bank auto financing and dealer finance offers are two ways you can finance your next vehicle purchase. But, how do these finance options differ? Mercedes-Benz of Honolulu goes in-depth into what each avenue of financing has to offer, and covers the benefits of Mercedes-Benz Financial Services. Before you make your vehicle financing decision, review your options with Mercedes-Benz of Honolulu near Ewa Beach! 

Dealer Finance Benefits 

For some, the simple fact that you can shop and finance under one roof may be enough. In addition to that convenience, you’ll also find: 

  • Leasing Options-Leasing is an alternative to buying and maybe a better financial option depending on your situation. 
  • Lower Restrictions- Banks often put age and mileage limits on the vehicles they will grant loans for, limiting used vehicle shoppers. 
  • One Application- To get multiple bank auto financing options, you’ll need to complete multiple applications. With dealer financing, you can complete one application to get multiple offers. 
  • Credit Issues- If you have credit issues, you’ll find some dealerships that will work with your needs. 
  • Negotiate Costs- With dealer finance centers, you may be able to negotiate costs like your down payment. 
  • Dealership Financing Offers- With our special financing offers, like the ones found at Mercedes-Benz of Honolulu, you can find even better pricing on the vehicle of your choice. 

Bank Auto Financing Benefits

Banks offer a level of comfort to some buyers as they may have had a long relationship with them. What’s more, banks can set internal rates. However, you’ll still want to compare the bank auto financing offers you get to what a dealer finance center can provide as they work with multiple lenders. 

Mercedes-Benz Financial Services

Mercedes-Benz Financial Services provides buyers with additional benefits on top of already favorable dealership financing. With Mercedes-Benz Financial Services, you can get: 

  • Exclusive Offers- Competitive pricing and financing are available with programs like the Loyalty Program Accelerator.
  • Financing & Leasing Options- You can not only have your choice between financing and leasing but also gain other options, like to make balloon payments.
  • Automatic Payments- Connect your bank account online, and you’ll be able to have your payments withdrawn automatically. 
  • First Class Finish- The First Class Finish provides easy end of lease returns and can provide offers on your next Mercedes-Benz lease. 
  • Added Warranty Coverage- Opt for extended or additional warranties to increase the protection of your vehicle. 

Explore Mercedes-Benz Financial Service Offers Near Aiea

Whether you’re shopping in Waipahu or Mililani, you’ll be able to take advantage of Mercedes-Benz Financial Services offers at our dealer finance center at Mercedes-Benz of Honolulu. Reach out to us with any questions, or start shopping online today!

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Mercedes-Benz of Honolulu 21.3003565, -157.8553664.